Key benefits of PayAustria
Discover the advantages of our wallet app, designed for maximum security and easy everyday use.
Free
Use the app free of charge, with no hidden fees.
Modern Design
Intuitive, user-friendly interface.
One App, all Cards
No more constant app switching or physical cards, everything in one app.
Security & EU Compliance
Data remains secure on EU servers, in full compliance with all EU regulations.
PayAustria
PayAustria is a privacy-focused wallet app hosted in Austria. Unlike Apple Wallet or Google Wallet, all data remains within the EU and complies with European digital standards. This creates a secure and customizable European wallet ecosystem that prioritizes trust, transparency, and data sovereignty.
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Ready for the digital future? Start now with PayAustria
With PayAustria, you can securely manage all your cards, tickets, and passes in one place, free, EU-compliant, and always at your fingertips.
Start using PayAustria nowFrequently Asked Questions
Find answers about PayAustria and our wallet app
What makes PayAustria different from Apple Pay or Google Wallet?
PayAustria is a local, European solution that offers independence, data sovereignty, and integration with Austrian banks.
How can I add my bank cards to PayAustria?
You can add your cards via the 'Add to Wallet' button in the banking app of participating banks.
Is PayAustria secure?
Yes – the app uses tokenization through Visa and Mastercard. No real card data is stored on the device.
Can I pay contactless everywhere with PayAustria?
Yes – wherever NFC payments with Visa or Mastercard are accepted.
Does it cost anything to use PayAustria?
No – the app is free for end users. Any fees are covered by banks and merchants.
What additional features offers PayAustria?
In the future, we plan to add student IDs, public transport tickets, and event tickets, in addition to payments.
Meet our team
Behind every great app is a dedicated team. We combine expertise, creativity, and passion to build innovative, secure, and user-friendly digital products. Meet the people who make PayAustria possible.
We're looking for
CFO
Financial Strategy
Controlling & Reporting
Risk Management & Compliance
Stakeholder Communication
Get in touch directly now.
Our Location
Vienna, Austria